Guides

When you’re self-employed, planning for retirement might not be top of your to-do list—but it should be. Without an employer to arrange contributions or auto-enrol you in a workplace pension, your future financial comfort is entirely in your hands. That’s why setting up a self-employed pension is one of the smartest financial decisions you can Read More

Being your own boss has many perks, but with freedom comes responsibility, especially when it comes to taxes. Every year, thousands of UK freelancers face HMRC penalties due to avoidable tax errors. Whether it’s missing deadlines, misreporting income, or misunderstanding allowable expenses, even simple mistakes can lead to costly consequences. In this guide, we’ll help Read More

Paying your fair share of National Insurance is more than just a legal requirement—it directly impacts your eligibility for state benefits, including the State Pension. If you’re self-employed or running a small business, understanding how to calculate and pay your National Insurance Contributions (NICs) can seem complicated. But don’t worry—this guide breaks it all down, Read More

Claiming your business expenses well can mean saving on taxes. It helps you keep more money in your pocket. If you’re a freelancer, sole trader, or small business owner, knowing tax deductions is key. It helps you stay compliant and save money while dealing with HMRC claims. In this expert-driven guide, we unpack everything you Read More

Thinking of freelancing in the UK? Registering as self-employed is a key step. It matters if you’re starting a creative project, contracting, or selling services online. If you don’t register properly, you might get fined. You could also lose tax benefits and hurt your credibility with clients. Last updated: May 9, 2025. This guide shows Read More

Filing your self-assessment tax return might sound daunting, but it doesn’t have to be. Whether you’re a freelancer, sole trader, landlord, or someone juggling multiple income streams, getting this annual task right can save you money, stress, and even penalties from HMRC. With tax rules changing periodically, staying informed is crucial. In this detailed guide, Read More