The Finance Blog
The Finance Blog
You know that feeling — rustling through an overstuffed drawer, trying to find that one receipt from six months ago, only to discover it’s faded beyond recognition. Or worse, it’s gone entirely. In today’s digital world, that doesn’t have to be your reality. Digital record keeping is more than a trend — it’s now essential Read More
Ever had that sinking feeling when your tax bill lands and you realise your bank balance isn’t ready for it? You’re not alone. Whether you’re a freelancer, sole trader, or small business owner, the unpredictable nature of self-employment often comes with a financial rollercoaster — and the taxman doesn’t wait for you to catch your Read More
Let’s be honest — pensions aren’t the most thrilling topic at first glance. They’re often lumped in with other “grown-up” things like life insurance or estate planning. But here’s the truth most people miss: pensions are one of the most generous and underused tax-saving tools in the UK. If you’re working hard to build a Read More
You’re building your freelance business, clients are flowing in, and for the first time, you’re invoicing more than ever. But just as you’re enjoying the momentum, you hear whispers of “VAT threshold” and “registration deadlines” — and suddenly, your celebration feels a little premature. If you’re freelancing in the UK, understanding VAT registration is a Read More
Ever wondered if there’s a simple way to earn some tax-free income without diving into the depths of Self Assessment or stressing over HMRC paperwork? If you earn a bit of money on the side — say, selling on Etsy, doing weekend photography gigs, or tutoring part-time — the trading allowance might just be the Read More