Blogs

Imagine this: you’ve just submitted your Self-Assessment and finally paid your tax bill. You breathe a sigh of relief—only to see another bill from HMRC demanding more money… for next year. If you’ve experienced this shock, you’re not alone. It’s called a Payment on Account, and for many self-employed individuals, it’s a confusing and frustrating Read More

If you’ve ever crammed a year’s worth of receipts into a shoebox the night before your Self Assessment deadline, you’re not alone. Many freelancers and small business owners put off bookkeeping because it feels tedious, time-consuming, or just plain confusing. But here’s the thing: accurate record keeping isn’t just a tax requirement — it’s a Read More

Let’s be honest — when most people think of freelancing, they imagine freedom, flexibility, and the joy of working in pyjamas. But lurking beneath the surface of every creative gig and client invoice is something far less glamorous: tax season. Whether you’re a graphic designer in Glasgow or a copywriter in Croydon, there’s one thing Read More

For many freelancers, the end of the tax year can feel like that last-minute sprint at the end of a marathon — juggling invoices, expenses, and spreadsheets while trying to stay on top of it all. But it doesn’t have to be stressful. With a bit of forward thinking and some smart year-end strategies, you Read More

Working with international clients can feel like a major career win. More exposure, diverse projects, and access to higher budgets — what’s not to love? But with great opportunity comes a new set of challenges, and at the top of that list is understanding the tax implications of earning foreign income. If you’re a UK-based Read More

You’ve got the big idea. You’re ready to start freelancing or launch your own business. But before the invoices go out or the sales roll in, there’s a key decision that could shape your financial future: should you operate as a sole trader or form a limited company? It’s more than just paperwork—it’s about how Read More

So, you’ve taken the leap into freelancing — flexible hours, working in your pyjamas, being your own boss. Glorious, right? But just when you’re celebrating ditching the 9-to-5 grind, tax season rolls around like an uninvited guest. Whether you’re a seasoned gig worker or just starting your side hustle, understanding how freelance taxes work is Read More

When you’re self-employed, it’s easy to get caught up in the day-to-day hustle — finding clients, delivering projects, chasing invoices. Retirement? That feels miles away. But here’s the truth: planning for your future isn’t just wise — it’s essential. And setting up a self-employed pension can be one of the smartest financial decisions you’ll ever Read More