The Finance Blog
The Finance Blog
If you’re a freelancer in the UK, you’ve probably heard the term IR35 tossed around — often with a mix of confusion and frustration. And you’re not alone. Despite being around since 2000, IR35 rules still trip up even seasoned contractors. So, what exactly is IR35? Why does it matter? And more importantly, how does Read More
Being your own boss has many perks, but with freedom comes responsibility, especially when it comes to taxes. Every year, thousands of UK freelancers face HMRC penalties due to avoidable tax errors. Whether it’s missing deadlines, misreporting income, or misunderstanding allowable expenses, even simple mistakes can lead to costly consequences. In this guide, we’ll help Read More
Ever tried making sense of VAT when you’re offering services across borders? It’s like opening a map with no compass — especially if you’re a freelancer, small business owner, or digital service provider working with clients in the EU or beyond. Understanding cross-border VAT isn’t just about ticking boxes for HMRC — it’s about staying Read More
Freelancing offers freedom — no office politics, no clocking in, no micromanagers. But it also brings a less glamorous responsibility: sorting your own taxes. And let’s be honest — the phrase UK tax rates doesn’t exactly spark joy. Still, if you’re freelancing in 2025, understanding how the income tax system works isn’t just important — Read More
Let’s be honest — when most people think about taxes, they feel one of two things: anxiety or avoidance. And if you’re a freelancer, self-employed, or running a small business, the pressure can be even more intense. Between chasing invoices, tracking expenses, and meeting HMRC deadlines, it’s easy to feel like you’re one missed form Read More
Working with international clients can feel like a major career win. More exposure, diverse projects, and access to higher budgets — what’s not to love? But with great opportunity comes a new set of challenges, and at the top of that list is understanding the tax implications of earning foreign income. If you’re a UK-based Read More
Claiming your business expenses well can mean saving on taxes. It helps you keep more money in your pocket. If you’re a freelancer, sole trader, or small business owner, knowing tax deductions is key. It helps you stay compliant and save money while dealing with HMRC claims. In this expert-driven guide, we unpack everything you Read More